Personal Finance

Gun owners generally will be covered for liability under their homeowners’ or renters’ insurance policies, according to Peter Kochenburger, deputy director of the Insurance Law Center at the University of Connecticut School of Law. “You’re covered for your negligence if you injure someone or if you damage property,” Kochenburger said. Those policies typically do not
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Consumers looking to spend their bitcoin have other options. There are cryptocurrency ATMs from providers such as Coinsource, and you can even filter your Yelp search for places that accept bitcoins. On Purse.io, you can shop online with cryptocurrencies, and even buy products from Amazon. GoCoin helps merchants become bitcoin-friendly. Kim Grauer, senior economist at
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Are you making the most of your 401(k)? Better check. In recent years, companies have been making improvements to their workplace retirement plans, according to a new survey by global advisory firm Willis Towers Watson. Among other changes, many companies have boosted employer contributions, added Roth 401(k) options, and made fees more transparent. The survey
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Some projects are happening closer to the U.S. Y Combinator Research, based in Oakland, California, started a test of a basic income last year, and is raising funds to expand the research project. This year in Stockton, California, Mayor Michael Tubbs’s Stockton Economic Empowerment Demonstration will give several dozen low-income families $500 each month in
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In the Global Impact Investing Network’s survey, investment professionals — i.e., fund managers, foundations, banks — reported that their social-impact investments have either met or exceeded their expectations for both impact (98 percent) and financial performance (91 percent). At Calvert Investments in Bethesda, Maryland, where impact investors hold $11.6 billion across 27 funds, the increased
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Ian Lanoff, a Washington, D.C.-based lawyer who advises state pension funds on their fiduciary responsibilities, said the divestment of pension funds in the tobacco industry 15 years ago had little impact. “I didn’t see any evidence that tobacco companies cared at all,” Lanoff said “I’ve heard investment experts say to my boards, other people will
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