Personal Finance

While putting 20 percent down at that price to avoid paying mortgage insurance would mean coming up with $50,800, many homebuyers get into a home with much less. Additionally, there are government programs that can financially assist would-be homeowners. Supporters of the first-time home buyer savings accounts say factors like rising home prices and debt
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Past lottery winners have discovered the hard way that the more people who know they’ve won, the greater the chance they’ll be approached for things like personal loans, handouts, investment opportunities and charitable donations. There’s also the challenge of figuring out exactly how to split the winnings. There are tax considerations, and some states have
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Currently, just 4 percent of employers offer student debt assistance. But that’s changing as more employers come to realize education debt is a problem for many of their workers, said Katie Berliner, account executive at YouDecide, a benefits firm. “In order to attract and retain talent, employers are looking at offering contributions to people’s student
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